Advance Financial 24/7 Loans Review

Lendgreen rating
Easy to apply
4.5
Approval time
5.0
No hidden condition
4.0
Renewal rules
3.5
Service quality
3.0
Customer support
2.5
Contact information:
Schedule:
Working hours:
8-22
Saturday:
Day off
Sunday:
Day off
Phone number:
1-855-832-7227

21000

issued loans

2800

satisfied customers

170

testimonials

20000

issued loans

2500

satisfied customers

150

testimonials
Borrower requirements
  • Age 18years or older
  • Have regular income
  • US citizen or permanent resident
  • Have a valid bank account
Obtaining methods
  • Bank account
  • Credit or Debit card

Many Americans are afraid of budget cracks and want to fix their financial situation as soon as it’s possible. Moreover, some events require quick reaction and immediate solutions. But you’d remember that a loan isn’t the only chance to cope with all your financial problems because this option may lead to more serious problems in case you skip payment deadlines or else. Advance Financial 24/7 isn’t a traditional lender and it provides clients an opportunity to wait with the money-return and not to give everything back by your next paycheck. The company is based in Nashville and operates on the territory of 11 US states. Before choosing this lender, you have to get all the details about its products. This article contains information about its offers, rates, advantages, disadvantages, etc. Keep on reading learn everything about the lender.

Flex Loans at Advance Financial 24/7

The company is providing flex loans to Americans for around twenty years. It differs from average lending offers and has familiar characteristics to a line of credits mixed with conditions of short-period use. A client who wants to work with Advance Financial has a limited credit balance starting at $ 100 up to $ 4000. But it’s recommended to check these sums in your region. In case they confirm an application, you can take the money and pay only for the sum you get and use.

This type of loans is provided in several US states. Advance Financial 24/7 offers services in Idaho, Alabama, North Dakota, Virginia, California, Missouri, Wisconsin, Utah, and Kansas. People living in Tennessee also can send a request online or visit their store.

Advantages of Advance Financial 24/7

Advance Financial 24/7 isn’t a traditional lender as it doesn’t provide average installment loans. It’s also a nice option that frequently helps people to get rid of many financial cracks. Moreover, they have a few benefits you have to find out about:

  • they specialize in flex lines that are more like a line of credit. A client takes as much money as he/she needs. It may be a big sum limited to the company’s rules or small cash amount. You’ll only have to cover fees for the borrowed money;
  • there’re no fees for people who don’t return cash in time. It’s easier to return the borrowed money amount due to the absence of a strict date. But a consumer has to keep in mind the interest rate will depend on his balance;
  • land-based store services. People who live in Tennessee have the chance to use more services than just a flex loan. They can visit Advance Financial 24/7 and order a variety of other offers.

Disadvantages of Advance Financial 24/7

This lender also has things you have to be aware. That’s why there’s the need to conduct a little research before deciding to take a loan here. Here are a few disadvantages to paying attention to:

  • their rates are higher than some other lenders offer. Some fees will be even larger than an average client could expect from a loan. Their APR rate varies from 240 % up to 360 %;
  • lack of information. They provide FAQ but it’s not enough to explain some details about payments and fees. Explore their website and in case you can’t find the needed information, call their support managers;
  • it operates on the limited territory – only 11 states. There’s the need to search for another lender in case you don’t belong to these territories.

Is it Safe to Use Offers at Advance Financial 24/7?

Advance Financial 24/7website is definitely safe for users. They have the SSL encryption and their Privacy Policy also provides data protection of a client. Notice that when applying for a loan here, you should give you banking account data along with other info. Advance Financial 24/7 can use the provided details in their marketing campaigns sometimes.

The Reputation of Advance Financial 24/7

Advance Financial 24/7 mostly has satisfactory and excellent customer’s comments. Besides, the lender has the accreditation at BBB and rated with A+ according to its transparency level and experience. It proves that it’s a trusted company that gained the love of customers.

There are still negative comments connected with high loan prices and other offers provided by Advance Financial 24/7. But people also noticed their excellent support and effectiveness of quick crediting. That’s why this lender is a rather helpful option for people who strive for fast money.

Eligibility Requirements at Advance Financial 24/7

Like all the lenders, Advance Financial 24/7 has specific conditions that will determine your chances to become a borrower here. It’s easy to follow them but you’d be aware of them. These requirements are important when you want to obtain credit:

  • show the ID issued by a state;
  • provide proof of regular income;
  • you must have a banking account;
  • your age can’t be less than 18.

How to Apply at Advance Financial 24/7

They have an easy application process that is conducted in a few minutes. Follow these steps to send your request:

  • enter the website of Advance Financial 24/7 and press the button Get Cash Now;
  • make your own account or sign in with any of the following platforms: Facebook, Linkedin, Google;
  • provide the required data including your SSN;
  • send a request and wait for the approval.

What to Do After I Borrow a Loan at Advance Financial 24/7?

A flex loan is like a line of credit. You can take as much money from your balance and pay back rates whenever you can. It revolves when the balance is covered. But a client has to remember that your rate depends on the period you hold the balance.

Final Words on Advance Financial 24/7

A flex loan is a specific lending option and it’s a nice alternative to other loans or credit cards. Advance Financial 24/7 let you take as much money as you need and relax with the repayment period. But they aren’t available all over the USA. That’s why people have to check if their address of living matches the requirements of the company.